Sarah Porter

Sarah Porter
Sarah Porter is a money-savvy writer and mum of two based in Manchester, UK. She is the Brand and Marketing Manager at the UK loan website Oink Money (, as well as the founder of a well-known money-saving website. Sarah is originally from Edinburgh where she studied Business and later worked in finance for a FTSE 100 company. She left her career in finance to pursue her passion for writing, a move which allowed her to travel the world with her laptop while running her blog. Sarah has been writing about money, debt and marketing for the last 6 years and has contributed to a number of prominent finance and marketing blogs with many of her market-leading money saving tips. When she's not working, she enjoys skiing, travelling and days out with the kids.

Recent Posts

What I Wish Someone Had Told Me Before I Took Out My First Loan

Posted by Sarah Porter on Jul 17, 2017 7:01:00 AM


The first money that I ever borrowed was for a mortgage on my first home. As loans go, this was a relatively responsibly move to make; and the home certainly turned out to be an excellent investment. Mine was a good experience overall, and one from which I learned a lot. It wasn’t until long after I purchased the house (and took out the loan) that I realized just how blind I had been going through the process for the first time. What follows are a few lessons I learned, that I wish someone had first explained to me:


  1. The process is not quick. I had no idea what a long and involved process it is to apply for and close on a loan. I had a lot of help from family and a banker that we knew to help manage the situation, but it was still quite an ordeal. I’ve met a lot of people who seem to think that the loan process requires an afternoon of paperwork and a few days of waiting, but they couldn’t be more wrong. For neither my first loan, nor any loan since, has this been the case. If you want to borrow money, whether from a bank or a private lender, expect them to take their time and do their due diligence. They’re going to operate on their schedule, not yours.


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Topics: loan, mortgage